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Credit
Your rights when borrowing money or buying goods through a loan or credit arrangement.
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Problems getting credit?
Your rights when dealing with credit refusal.
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What are my rights in a Hire Purchase or Conditional Sale Agreement?
What you can and can't do during a hire purchase or conditional sale agreement.
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Information and advice from other websites
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Before you buy - Money and credit
Help for you to take control of your spending and avoid getting into debt. If you are in debt you'll find out where to get free advice.
From: Consumer Direct
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Credit (PDF)
Information on credit including what the law says about credit, what happens if you are refused credit and credit reference agencies.
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What type of plastic? (PDF)
If you decide to use a card to buy goods or services this leaflet will help you choose which one is best for you.
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Types of credit
There are several different ways to borrow money, so here's a quick overview.
From: TheSite
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Financial healthcheck
A questionnaire to check the state of your finances. Includes tips for a healthier financial lifestyle.
From: Money Made Clear
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Frequently asked questions about debt
Answers questions such as 'my debts are getting out of control, what can I do?'.
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Credit reference agencies
Explains what credit reference agencies are, and how your credit rating is judged when you apply for credit. Also covers what to do if you are refused credit, or if credit reference agencies have incorrect information about you on their files.
From: National Debtline
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How county court judgments affect your credit rating (PDF)
Information on how your credit rating is affected if a county court judgment has been made against you and how to get your debt record cleared.
- More links Links provided by Advicenow Advicenow is an independent, not-for-profit website providing information on rights and legal issues. Links provided by Advicenow are hand picked from over 200 UK web sites by experienced advisers
Our top picks
Dealing with debt
Your legal rights when you have debts, and the protection you have from people who are demanding money from you.
What are the powers of bailiffs and debt collectors?
Your rights when dealing with bailiffs or debt collectors.
Magistrates court fines
If the magistrates court convicts you of a criminal offence it may impose a fine, which is payable to the court. Use our advice tool to find out what to do next.
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